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March 28, 2008

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love life

I decided a while ago not work with difficult people anymore. I did this after reaching a certain level of comfort and a paid off mortgage. I don't really want to retire because I like the challenges of my job and I love the people.

This has given my self-esteem a boost and I feel more confident in my professional abilities.

Retired Syd

That was the hardest part of retiring from my job, actually, leaving the people that I loved hanging out with every day. That was definitely the best part of working.

Having said that, I definitely do not miss the actual work part!

Cheryl

I haven't looked at Brip Blap's post yet but I plan to. I think this will help me to put my spending priorities in order for the next year. For me, as you probably well know because I can't stop talking about it!!!! I am very close to reaching my minimum retirement age (MRA). Once I reach it and retire from this job I call hell (ok it's not all that bad, but I know I want to be doing something different), I'll get a tiny monthly income and my health benefits for the rest of my life.

But, I've also got at least 3-4 months worth of money sitting in a CD right now that matures on my retirement date (ta da) that I can use to help me find my way to my next chapter in life.

Retired Syd

Cheryl:

I know what you mean. Once you make the decision you are going to retire, it makes even a not so bad job seem excruciating. Hang in there, you'll make it, and for lifetime health benefits, absolutely worth the wait!

Syd

Early Retirement Extreme

I used to track this on a graph. Good days would get a notch up, neutral days would sidetrack and negative days would give the graph a notch down. I ran out of paper at the lower edge after a few months.

For the awesome few that number is actually close to zero. These people are so talented that they can always find a job doing whatever working a few months to pay for a years worth of living expenses. Being overeducated I find myself less talented, but I'm working on it.

Tiffany Marshal

It is because you spend your time making graphs to track your lifes progress that you are 'unhappy'. I`m just curios, how can you decide, at the end of the day, that it was a good day or a bad day. Please, wake up, and realize that everyday is a good day, simply because you are alive, breathing, having a chance to get your goals fulfiled and you mission accomplished.

cash advance payday loan

That's a very interesting technique of determining whether you really want to retire or not. I might wanna try it at work next week. But I think it has to be 24 months for me. I'm still far from my target money. I even have to rely on cash advance (payday loan) to pay for the bill sometimes. Just a little amount, though. And I have to agree with you on if you're gonna retire, you can start a business. I think that's what I'm gonna do as soon as I leave my work.

- Sofia Britts

Alan Spector

Syd,
You and your commentors have done a good job of capturing the three questions we identified in our book, Your Retirement Quest, that need to be ansswered "yes" to determine when it's right to retire:
1) Do I have enough?
2) Will I have enough to do?
3) Have I had enough?

Actually, we added a fourth:
4) Will my spouse/partner want me home 24x7?
Alan Spector

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