It seems like it should be easy to adjust to retirement, after all what’s so hard about not working? For the most part it is pretty easy to acclimate. My tips for navigating that first year are in my recent U.S. News post, 5 Tips for the First Year of Retirement.
For help handling the issue of guilt in retirement, read Doug’s post at Military Retirement & Financial Independence, Dealing with “retiree guilt.”
And for a really inspirational read about how volunteering can help you find the new you in retirement, read Bob’s post, Pushing Back Against the Box.
Over at Graceful Retirement there’s an interesting discussion about whether consumers’ “new frugality” spurred by the recession will stick. I think we consumers have a short memory, a sentiment echoed by one commenter on Grace’s post Frugality: Temporary, Tenuous, and Not Really our Style, with the idea that we have reached “frugality fatigue.”
On the subject of understanding your investments, read Charlie Farrell’s article, TIPS Aren’t Much Help for Retired Investors. I have some Treasury Inflation Protected Bonds in my retirement portfolio and I must admit, they don’t work at all the way I thought they did. Shame on me.
And finally, to combat memory loss in retirement, new research shows that getting out for a brisk walk, at least three times a week for 40 minutes a pop, will help. A regimen that I admit is much easier to follow for those of us in the San Francisco Bay Area experiencing unseasonably warm weather. A lot harder to manage if you're buried under several feet of snow right now!