Back in the day of late-nights at the office, the janitor to our building used to come in to my office to empty the trash cans at around 8pm. I was the only one in the office at that point, it was tax season. He and I would exchange pleasantries in my limited Spanish and then he would always say, in English as he left my office, "More work, more money!" While I was on a salary, so more work wasn't really more money, he did have a point.
There's no getting around the fact that the more years you work, the more money you're going to have. The more money you have, the more money you get to spend. If you decide to retire 20 years before the traditional retirement age, you are giving up 20 years of income. That's a fact. Less work, less money.
So then, what's the secret to early retirement? Read my guest post at FiGuide, How to Successfully Retire Early.
This is a post from Retirement a Full-Time Job. Subscribe--it's free plus it makes me feel good.