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February 25, 2013

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deegee

Unfortunately, having to go to the bathroom gets me out of bed in the morning, and often earlier than I really need to be up. :p A sign of getting old.

Ramona

It's great to weigh yourself every day. If you see something creeping, you can nip it in the bud. It's dead simple. Sounds like you must be upping your activity level as you're finding success with the weight loss. Good for you!

Agree about doing what works for you. My FIL worked part time right up to age 75. He enjoyed the job and the bit of income it provided. When he no longer had to work, he enjoyed it the most, because it became his choice to do so.

On the other hand my parents both retired in their early 60's. They've never been so busy, and so happy doing what they do.

Retired Syd

deegee: Very funny!

Ramona: I'm pretty good about getting exercise most days--so no change there. But I'm studying for my cholesterol test in two weeks, so I've cut way back on the cheese and upped the fruit and vegetables. I think that's the secret.

RJ

I kind of think that those who just want to continue as is for the rest of their life just don't have much creativity. (ha). Maybe that is just me but I love change. Doing the same thing, even if I do love it, would be too boring. New challenges is what gets me up in the morning. Blogging is a part of that.

I think I would have closed the bedroom door on Murphy Brown. Beulah my Bassett hound is just not a morning animal so that is not a problem for me.

Sheryl

I love my weekend morning ritual, and expect it to continue into retirement.
I wake when my body wants to (although rarely past 8am), pee, make tea, and then drink my tea in bed while reading, planning my day, daydreaming or catching up on something on TV. After an hour or so, I'll get up and make breakfast.

New at this

It's Tuesday at about 9:30am.

I'm reading this post from home, in my pajamas!

Extremely happy about that - and the fact that doing things from home, on a workday, has become a new pattern for me since recently retiring from corporate America at 46!

The question of why others don't do the same is one that I've really spent a lot of time thinking about.

I worked with a lot of people, older than myself, who have "important" jobs. At 55, 60, 65, despite having earned enough to retire (if they simply prioritized their lives accordingly), they just keep slogging away, setting their alarm clocks, et al.

Having had one of those jobs, there are admittedly moments that can be kind of interesting. But C'mon, not one of those interesting moments offsets the tremendous opportunity cost of spending your entire life in a corporate maze.

And not to get political, but thanks to our divide-and-conquer president, their hard work is no longer deemed "honorable'. They are now branded as "The Rich" who don't pay their fair share, (despite having more than 50% of all they earn getting confiscated by Nancy Pelosi, et al).

It just doesn't make sense to continue playing the game when there are more satisfying games to be played.

But a little insight came to me while saying my good-byes to everyone.

While I anticipated having to "defend" my decision to retire so young, what I actually spent my time answering were thinly veiled questions like "what's it feel like" or "How'd you do it?"

Rather than pressuring me to rethink my decision, my "superiors" were clearly questioning their own life decisions. Some of the most staunch corporate soldiers were clearly curious if they might be able to do the same - but afraid someone might find them out.

My guess is that if more people could feel like it was "Normal" to leave a corporation once they no longer needed the additional money to live comfortably, we would experience a sea-change in behavior.

Who knows..., if our political "leaders" continue to demonize the "successful", we might just see that Syd is at the point of the spear of a new national movement....

Tamara

Well, we do still get up to an alarm clock, but it's generally to give ourselves a full hour to wake up and drink coffee before heading out do something we consider fun, plus we've generally gotten eight full, wonderful hours of sleep before the thing goes off.

It took me about a full year before I could sleep eight hours in a row, I was carrying around that much stress. That amazes me looking back.

I completely agree with your "when, or even if, to retire assessment." I loved my job so much for so long, I never even tracked payday. But one day I stopped loving it, and that's when thoughts of retirement came knocking.

I expect the same change in priorities will happen from time to time in retirement. There are things I love doing today, that I may not love doing tomorrow. And when that time comes, I'll change up what I'm doing again. But until then, there are places to explore, things to learn, trails to hike, mountains to climb and byways to pedal!

Retired Syd

RJ: Maybe I'll get a Bassett next time!

Sheryl: What a lovely way to wake up.

New: I'm glad you're getting into the groove of this retirement thing.

Now, on the politics. I know I shouldn't take the bait but I just have to say I think it's so funny how the Republicans are playing the victim card these days. The tables have turned, haven't they? But their choice of victim, the rich. Yeah, the rich just can't catch a break these days. Government, politics, Washington in general--I can tell you that I didn't consider any of those things one bit when I retired. My life is run by me, those things are just noise.

And I don't get me started on the part about them being a victim of "changing demographics". Pity the rich white man indeed. It must be so hard.

Tamara: I guess for some people, they don't get to that part where they stop loving it. In a lot of ways that makes them very lucky. My experience was more like yours, I loved until I didn't. I do think for people like us, we'll have to work to keep changing it up in retirement too.

Speaking of changing it up--I just made the call to start piano lessons yesterday. I should be really good by my 60th birthday!

Tamara

Funny when someone says "Not to get political" but then they do, isn't it? :-)

New at this

Syd - What's with the white male bashing? Didn't realize you were sexist/racist?

Retired Syd

Au contraire, I'm concerned about them, what with all the evil politicians picking on them all the time.

New at this

Tamara - really wasn't trying to make a political stmt per se but if u r a rich black woman, don't u think being demonized by the guy who is currently in the presidents chair influences your decision to keep working. It just gets old having this national movement to take from the successful Latino so that the poor white male doesn't have to work. Now, that's. a political statement.

New at this

Syd - Aren't your husband and father rich white guys? You have fallen hook line and sinker for the divide and concur politics. Ask yourself if you had anger toward rich whit men before Obama said you should....

Retired Syd

New: My father, a rich guy--hardly! (Although rich in a way that you don't mean.) My husband a rich white guy? Actually, I am the rich white man in your example (man being more of a generic term than you took it). Here was the point: I don't feel victimized by Obama, Pelosi, or even the Republicans, because I determine my own fate, they don't. I am not a victim, even though the Republicans want to cast me as such. I don't feel "demonized", that was my point. Apparently you do, which is what I was saying was ironic, it used to be the Democrats who played victim, now it's the Republicans.

That's all I'm going to say about that. Back to retirement . . .

New at this

If you re-read my actual comments (without listening to msnbc in the background) you'll note that I made no mention of white guys or any other race/gender. That maybe what u "heard" but its not what I wrote.

The simple point I was trying to make is that the decision to retire early is influenced by a lot of things. If for instance I felt there was a noble reason to work, I probably would, even though don't want the money. But in today's culture, influenced by kill-the-rich-white-guy politics, there is actually a dis-incentive. For the first time in my life, it's actually cooler to not have a big job.

And if this trend continues, I suspect that those people (of all races/genders) that I wonder why they keep setting their alarms each morning, will quit!

They will simply join u and me in our liberal ways and we'll all sit back and hope someone is left to pay for our entitlements.

steel

I agree with New that in todays culture "it's actually cooler to not have a big job". It will be interesting to see how this mindset works out for America.

I know a lot of Dr.'s who work long and difficult hours to take care of their patients (and yes they earn a lot of money). When they are financially penalized for this (which is the trend), and throw in the towel (retire or cut back), who will take care of us?

And I know several CEO's who make it possible for their employees to earn a good living, and save for their retirement. What happens when these CEO's give up, "retire", and their companies close?

I guess the government will just print and borrow more money...yeah...that has always worked out well throughout history.

Retired Syd

Steel: I wouldn't worry too much. Seems like we still had doctors and CEO's back in the 70's when the top rate was up at 70%.

New: Ok, truce?

New at this

Sorry, Not allowed to drop a very misleading liberal talking point and then say Truce. As u know, because of generous deductions in that time period , almost nobody paid anywhere near those amounts in real life. But if u want to play historical tax rate trivia, why not go back to 100 years ago when rates were almost zero? Or look to the Reagan miracle when he unleashed the biggest sustainable growth run in our history after lowering Carter's disastrously high liberal rates. Or if u want to make it less personal, Singapore's success is largely due to the very conservative tax rates. You know as we'll as I do, if you penalize success by demonizing and then stealing money, at best u get a blip. At worst u get the longest period of high unemployment in 100 years.

Funny how I had no intention of getting into a political conversation but I've found in this recent period of the twighlight zone we r experiencing from Obama, u need to nip the misinformation in the bud before people actually start to believe that if we could just take all of those evil rich people's money then everything will be just swell

I am now done if u r.

Tamara

Oh please "New." You absolutely were trying to stir the pot in your original post, as you have many many times here before. Don't be surprised, therefore, when you get pushback from some, like myself, that consider you a bit of a hijacker as you continually attempt to take Syd's posts in directions she clearly never meant for them to go.

You know, you can always start your own blog if you feel the need to make every conversation political.

And I find it of interest that "steel" comes online one time, solely to support "New." Could the IP addresses possibly be one and the same?

I, for one, will be watching for more one time defenders of poor misunderstood New.

Retired Syd

New: Ok, in the words of Bill O'Reilly, I'll give you the last word. Truce now?

Tamara: I guess I asked for it--I knew I should't have taken the bait!

New at this

Tamara (aka Syd?). It is true that I am misunderstood. Sadly reflected by Obama's second term of disaster. How's that 8% unemployment and $16T in debt working for u?

But I digress. Please re-read my original comment and then Syd's white man hater response. Where did that come from?

Tamara

Why not? New was clearly doing everything possible to get you to do so. I count six attempts to get a rise, plus the questionable seventh post of one time poster "steel."

Personally, I'm weary of all things pertaining to New, and I look forward to hearing more from you in your next post. Until then, enjoy your wonderful life.

Sven Coolkayaker

By all the financial calculators out there, I have enough saved with to live, not just a modest life, but a fairly luxurious life with my wife if I was to retire tomorrow. We are not luxurious people, making it even more feasible. I have a dream as a writer and need time to persue it. My paycheck is going down due to taxation, so less and less incentive to work in this job that is so-so to me; ambivalent about it.

Why don't I retire then at 49? I'm scared. It's that simple. Scared my college kid will hit a toddler with his car and we'll be ruined with lawsuit. Scared that gasoline will go to ten dollars a gallon. Scared that my property taxes will triple. Scared that by stock portfolio will be cut in half.

I'm a scardy cat.

steel

I guess this post will make me a “two-timer” now:

New; don’t feel like you are alone in being “misunderstood”. I feel the same way as you about what is happening to my country.

Syd; you “took the bait”, and the consequences of that, as New said, are that some of us aren’t going to sit by silently and be subjected to the usual liberal garbage (New said it more delicately). I have enjoyed your retirement blog since I retired last year, and I appreciate what you offer in the way of insight into retired life. I think it was a mistake to “get political”.

Retired Syd

steel: Yes it was.

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