What Will You Do When You Are Retired?

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[Merna]

I plan to retire in just over two-and-a-half years at age 55. I'm by no means rich. Actually, I am a secretary and work for local government in California and have for my entire adult life (with the exception of 8 years when I was fortunate enough to take off and be a stay-at-home mom with three kids who were tired of after-school daycare and needed me to be there for them).

My husband is 17 years my senior, so he's already retired (although as an artist he says he'll never retire and cringes every time I call him that). We plan to do some travelling, but mostly I plan to get the proper amount of exercise each day, keep my house "clean" on a regular basis, see my grandkids more that I do now, and continue some of the part-time, extra-income jobs I currently do even with my full-time job (notary service, minutes secretary for City Council meetings, etc.). But even without that income, things will be just fine.

I have always been grateful for the variety of jobs I have had in government that have allowed me to remain in the same retirement system for over 30 years. I will by no means be rich when I retire, but if I stay out of debt now, and avoid the many unnecessary luxuries that we all fall for then (eating out too often, for example), we'll do just fine (my husband's social security check pays the mortgage!).

I so look forward to that time. And would have done it at age 44 if it were possible.

[Retired Syd]

@Merna--thanks for sharing your comments. I think you've got it right--just all the things you enjoy doing now, only more of them. I've found that's pretty much what it's all about.

Congratulations on setting yourself up for retirement at 55!

[French Gold Coins]

i'm in mini retirement since November.

I traveled for 3 months to India & Thailand.

I've been reading a lot of books.

I've been setting up a lot of websites.

I got admitted in the Anderson school of Management and I've been studying Calculus!

[Sylvia - Women Retiring with Gusto!]

I have just about 4 months until I retire and I'm madly trying to figure out what I'm going to do, what life will be like, how I'll manage on every level - from personal to financial. There are so many things to think about that I've also started a blog to keep track of thoughts. Please feel free to join me at http://forthefirstime.wordpress.com and share you thoughts too. Together - the way women do it all best - we'll figure this out.