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May 21, 2008


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Syd-I just worry about you. That's all. You're a newbie. Here's a link to a blog that I often read:

This fellow had someone pierce his firewall, retrieve all his personal information and that of his family AND POSTED IT ON HIS BLOG FOR ALL THE WORLD TO SEE!

The guy is beside himself.
I, being the great computer wiz that I be, know all about the dangers of the internet. The FBI and other government departments can locate any person/terrorist in the world by his/her computer and cell phone. It's scary because it can work the opposite way.

I know I am a bit touchy about politics and it has a lot to do with what we've been through here in NYC. NYC gets a minimum of 20 terror threats a day. Unless you live here, you have absolutely no idea what it is like to live under such a constant stress.
So, I apologize.

I have blogged from the library also. I usually use the library computers. But you never know what little bit a software a high school kid could have loaded onto the computer, so you have to be careful. Same for WI FI. Anyone in the vicinity can log onto your computer. It happened to me once on a plane. The guy behind me had the same screen up that I did. I found out when I went to the ladies room and saw it.

I enjoy your blog. It is very well written. You are very talented and I love to read about your adventures.


Retired Syd

No, you're right. You really can't be too careful in this regard.

And the truth is, I am a bit paranoid about this stuff too, mostly because I don't totally understand all the workings. As a consequence I don't store ANY passwords or login names directly on my computer--for that very reason, if anyone logged onto my computer, they would have to figure out both.

Half the time, this 44 year old brain can't even remember what they are and so a lot of frustration is spent trying to log into my various sites (not to mention use my own library card--hard to even remember my phone number!)

Thank you for the comments, I appreciate them.


I'm really happy to have found your blog. It's refreshing to read about your adventures in early retirement from your quick-paced, upbeat perspective.

I don't know of any finance professional leaving corporate life before 55. The environment can be addictive and people tend to hit their stride during 40-50. What made you decide to retire early versus taking a long break and then finding a new job? The economy is scary, things are expensive, and your savings can compound a great deal during those years before 50.

As you can guess, I'm asking out of my own curiosity. I'm not near being able to retire, but I daydream and crunch numbers a lot. How many years did it take you to implement and execute your plan?

It's surprising that people question whether you'll be bored. Such one-dimensional thinking. The world is really big and there is so much to learn and experience. How can a person reach his/her full potential by living just one type of life? Also, after decades of working, you are allowed at least a few months of relaxing and detoxing before you begin working on your new goals.

Steve Austin

Maybe you could publish a few posts about how you are wondering whether people are bored *before* they retire. "Aren't you bored going to the same job every day?" ;-\

Retired Syd

@J Those are all really interesting questions you pose and I think I will work on a post to answer them (which means, I think I might have to dig a little deeper in my psyche to find all the answers!)

I can say, though, that I never found the environment addictive--I always found my "real" life much more interesting than my work life. I worked to make a living; when I decided I had enough to live, that made the working part a waste of my time. You are right, though, more time working (for more money) would make it financially less stressful, but I think we always want "more" whether we're 44 or 64! The trick is to figure out what is "enough."

@Steve That is an interesting idea for a post, because I truly am fascinated with people that love their jobs (actually AREN'T bored). I think it would be neat to love your job so much that you couldn't contemplate retiring.


I don't know. I understand that those who are concerned about safety believe there is merit, but I too live in NYC and don't feel an ounce of stress about it.

When I get reincarnated as a woman in the Congo I'll start looking at life in NY as something to worry about.

Besides where we live is a choice. Hit up Idaho - probably less of a threat.

Retired Syd


That's interesting that you say that. Every time I go to NYC (and last time it wasn't just a week, it was a month) I am always astounded how safe I feel. I've always worried more about random crime than terrorist attack (just simple odds), but in NYC there is always so much activity at all hours of the night, I actually feel safer there than walking down the streets of San Francisco after dark. And in suburbia, there's no one walking around at night; that's where I feel the least safe walking around after dark! Ironic, huh?


Yea, I know! I get spooked more by the "critters" that scamper around my parent's house when I am there for a visit.

Go figure tho, when I was a kid, bears in the backyard were no big deal and the big city was.

Good ol' perception.


I can't believe someone called you "smug!"

This reminds me of a conversation I had with my mom when we were in NM. She is self-employed, and tells me that she's had a lot of people who belittle her and tell her she's "never had to work a day in her whole life." It's a bad case of sour grapes: because they believe that since they can't have such a thing (i.e. working for themselves), they immediately demean the person who has achieved that goal.

It's sad, and it's exactly what's going on when someone calls you "smug," methinks.

As for boredom at work, I'm bored and I'm only 28! I don't think I'm content to just give myself the goal of retiring early anymore; I want to increase my own passive income to the point where I can reduce the amount of work I do. But I'll be posting about that more soon.

Retired Syd

@Lise--I think that's a good plan. Many many years ago I cut back my work schedule to 3 days a week and I loved the balance I had back then. After my husband lost his job, I went back to full-time (we weren't financially ready for both of us to be retired yet). But if you can find a way to do that, you probably won't notice the boredom as much since you will be able to engage so much more on your off days.


Hi Syd, I just wanted to say I love your blog!
I just discovered it a short while back, and I'm trying to read all your old posts as I find time. I can very much relate to your thinking style and the way you analyze life events, social habits, values, etc.. (although I'm not a retired person at this time, and I probably still have many years) and I like your writing very much !

Retired Syd

@Denise: Thanks so much for your comment. I get energized by comments like yours!

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