« On Retirement Advice and Working in Retirement | Main | Retire Happy »

December 15, 2010


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Steve  Skinner

Keeping your options open is a great way to head into the retirement, it doesn't have to be an all or nothing thing!


Hey Syd,

Great article!

Question - Going forward do you plan on doing your writing mostly at US News, or do you think you'll have some 'blog exclusive' pieces? :-)



Hi Syd.

I enjoy your posts. Pulling the trigger on early retirement seems to be more difficult if you are a maximizer rather than a satisfier (see Schwartz, The Paradox of Choice).


I read a comment recently that said retiring is like having children - there is no perfect time to do it but if you want to do it, you just have to make the decision and go for it.

Lots of people I know plan to keep working part time after retirement or work at something they enjoy but they will still be making some money in case adjustments are needed.

Pastor Larry

What surprised me was that because I was no longer paying into Social Security that with my combined SS and pension I actually had more income when I retired. I also had fewer expenses.
I now do volunteer service in areas that give me joy.


Thanks for this great post Syd!


It's not quite as simple as you say it is. Since health insurance coverage is not yet decoupled from one's place of employment (who knows if it will be in 2014 or if the republicans will pull the plug on it), that's a huge unknown to grapple with if you are single and can't rely on a spouse's insurance.

Retired Syd

@Fern: Yes, anyone retiring should be sure to include the cost of health care in their budget projections.

M. Kate

Not retired yet but I've asked myself this after my parents moved to Alden Place, a retirement community in Lebanon, PA. I had at least two more decades of juggling motherhood and work. My parents were extremely confident to pursue retirement before 60 and stop working fully.I'd say they we're lucky to retire before 60 but one of them felt the need of working part-time. Now that reminds me of how tricky this question can be: are you ready to retire? We can never be so sure.

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